body{ 
 padding:0; 
 background-color: #0066FF;
 } 
 
a:link {
  color: #800000; 
  text-decoration: underline; 
  background: #FFFFFF;}/*normal links in the text*/
a:visited {
  color: #336699; 
  text-decoration: underline; 
  background: #FFFFFF;}
a:hover { /*this effect is not shown in NN4.xx*/
  color: #999999; 
  text-decoration: underline; 
  background: #FFFFFF;}
a:active {/*colour in NN4.xx is red*/ 
  color: #9999CC; 
  text-decoration: underline; 
  background: #FFFFFF;}
 
 
.main
{ 
padding: 0px 3px 0px 3px;
width: 680px;
height: 400px;
margin-left: auto;
margin-right: auto;
margin-top: 15px;
font-family: verdana, arial, sans-serif;
font-weight: normal;
font-size: 12px;
color: #000080;
background-color: #FFFFFF;
border: 3px;
border-collapse: collapse;
border-spacing: 0px;
}

.footer
{ 

width: 680px;
text-align:center;
font-family: verdana, arial, sans-serif;
 color: #000000;
 font-size: 9px;
 font-weight: normal;
 background-color: #FFFFFF;
 }
 
#topad
{
margin: 0px 0px 0px 0px;
padding: 0;
height: 85px;
width: 680x;
}

#navcontainer
{
margin: 0px 0px 0px 0px;
padding: 0;
height: 20px;
}

#navcontainer ul
{
border: 0;
margin: 0;
padding: 0;
list-style-type: none;
text-align: center;
}

#navcontainer ul li
{
display: block;
float: left;
text-align: center;
padding: 0;
margin: 0;
}

#navcontainer ul li a
{
background: #66CCFF;
width: 74px;
height: 18px;
border-top: 1px solid #000080;
border-left: 1px solid #000080;
border-bottom: 1px solid #000080;;
border-right: 1px solid #000080;
padding: 0;
margin: 0px 0px 0px 0px;
color: #800000;
text-decoration: none;
display: block;
text-align: center;
font: bold 10px/18px "verdana", "Lucida Sans Unicode", verdana, lucida, sans-serif;
}

#navcontainer ul li a:hover
{
color: #930;
background: #FFFFCC;
}

#navcontainer a:active
{
background: #c60;
color: #fff;
}

#navcontainer li#active a
{
background: #c60;
border: 1px solid #c60;
color: #fff;
}



.lower
{ 
padding: 0px 0px 0px 0px;
margin-left: auto;
margin-right: auto;
margin-top: 5px;
text-align: center;
margin-bottom: 5px;
font-family: verdana, arial, sans-serif;
font-weight: normal;
font-size: 12px;
color: #000080;
background-color: #FFFFFF;
border: 0px #FFCC99 dotted;
}

p {
 padding: 5px 5px;
 font-family : Verdana, Arial, Helvetica, sans-serif;
 font-size: 12px;
text-align:justify;
color: #000080;
 }
 
 p.center {
 text-align: center;
 }
 
  
 h4 {
 font-family: verdana, arial, helvetica, sans-serif;
 text-align: center;
  color: #800000;
  font-size: 18px;
 }
 
 img.pic {border: 0px; }
 
 li { 
list-style-type: square; 
font-family: verdana, arial, sans-serif;
font-size: 12px;
font-weight: normal;
color: #000080;
}




ul.right
{
list-style-type: none;
padding: 0;
margin: 0;


}

.r
{
background-image: url(pics/bullet.gif);
background-repeat: no-repeat;
background-position: .1em .1em;
padding-left: 1.5em;
font-size: 10px;
list-style-type: none;
text-align: left;
}

hr.wide { color: #800000; height: 1px; position: relative; width: 250px; margin: 0px 0px 0px 0px;  } 

table.rates
{
padding: 3px 3px 3px 3px;
width: 440px;
margin-left: auto;
margin-right: auto;
margin-top: 2px;
text-align: left;
margin-bottom: 2px;
font-family: verdana, arial, sans-serif;
font-weight: normal;
font-size: 12px;
color: #000080;
background-color: #FFFFFF;
border: 0px #800000 dotted;
}

td.rhead
{font-family: verdana, arial, sans-serif;
font-size: 15px;
font-weight: bold;
color: #800000;
background-color: #FFFFCC;
text-align: left;
}

td.subhead
{font-family: verdana, arial, sans-serif;
font-size: 12px;
color: #000000;
background-color: #CCCCCC;
text-align: left;
}

td.def
{font-family: verdana, arial, sans-serif;
font-size: 12px;
color: #FFFFFF;
background-color: #000080;
text-align: center;
}

table.form
{ margin-top: 0px 0px 0px 0px;
padding: 5px 3px 3px 5px;
font-family: verdana, arial, sans-serif;
font-weight: normal,
font-size: 12px;
color: #000080;
border: 0px;
border-collapse: collapse;
border-spacing: 0px;
background-color: transparent;
}

.pform {
padding: 0 0px;
 font-family : Verdana, Arial, Helvetica, sans-serif;
 font-size: 12px;
text-align: right;
color: #000080;
 }